Financial Guides & Resources
Business grants - COVID-19 (Cheshire West)
'The Chancellor has announced a series of new measures to help businesses minimise the impact of coronavirus (COVID-19).'
Added 20th May
Charity Shop Re-opening Pack
A resource and guidance pack for charity retailers re-opening their outlets.
Added - 13th May
Manage financial difficulties in your charity caused by the coronavirus
Filing charity annual returns during the coronavirus pandemic
Insurance Guidance from Ladbrook Insurance
Managing Through the Coronavirus Crisis
We have produced this document relaying and relying on other published materials to provide some information to policyholders and prospective clients.
Leaving Your Premises Unoccupied
As more and more employees are working from home, and no longer at the insured buildings, you should check the implications with your insurance provider.
Insurers generally expect to be told when a premises becomes unoccupied and they generally apply conditions to the policy to restrict cover and to mandate certain processes and controls. Often these controls involve matters like regular checks on the property and turning the water off.
Catalyst is a charitable network which helps the voluntary sector strengthen its digital capabilities. Right now, we're focused on helping charities respond to the challenges of COVID-19.
Hardship Funds for individuals
Cheshire East Council has pulled together some useful funds that individuals can apply for in times of hardship due to Coronoavirus, these may be useful for your service users to apply to. Download [Word Doc]
Government Grants and Loans
Small Business Grant Funding – up to £10,000 for all businesses in receipt of small business rate relief
Two new grant funding schemes have been announced.
- A small business grant funding of £10,000 for all businesses in receipt of small business rate relief Please note - We are awaiting clarity if this includes mandatory charity rate relief and
- Grant funding of £25,000 for retail, hospitality and leisure businesses with a property where the rateable value is between £15,000 and less than £51,000.
Eligible businesses will be identified through the business rates system and will receive the grants once funds are available: summary of scheme requirements (PDF, 81KB)
- subsidising wages where shorter hours or reduced pay have been negotiated in response to the COVID-19 crisis; nor
- employees on sick leave or in isolation.
What is it?
The Government will bring forward legislation to allow small and medium-sized businesses to reclaim Statutory Sick Pay (SSP) paid for staff sickness absence due to coronavirus. This refund will cover up to 2 weeks’ SSP per eligible employee who has been off work because of coronavirus.
You will be eligible if:
1. Your business is UK based AND
2. Your business is small or medium-sized and employs fewer than 250 employees as of 28 February 2020.
More details will follow
It can provide facilities of up to £5 million for smaller businesses across the UK who are experiencing lost or deferred revenues, leading to disruptions to their cash flow. It supports a wide range of business finance products, including term loans, overdrafts, invoice finance and asset finance.